How to track daily cash and UPI expenses

Build a simple daily expense record without connecting your bank account.

Create the accounts you use

Add separate cash, bank and card accounts with their correct opening balances. An opening balance is the amount you start tracking with, not new income.

Record each expense once

Choose the amount, category, date and account. For bank expenses, select the payment mode, such as UPI, when available. The app records what you enter; it does not initiate a payment.

Review your spending

Check the category report to see which expenses contribute most to your spending. Check your entries against receipts or statements and correct mistakes.

Keep a backup

Create a local backup or optionally connect Google Drive. Core expense entry works offline; cloud backups require internet.

Try it in closed testing

Examples use fictional amounts. Screens and features can vary by testing version. Pro screenshots show paid access; Free limits are described on the homepage.